REDEEMABLE SAVINGS

1.6%*

No Minimum Deposit Required
3 Year Rate Guaranteed
Eligible through Payroll Deduction
Redeemable on or after the first anniversary

This offer is available to ALL Educational Employees & their families
• November 20, 2009 - Investment deadline
• November 13, 2009 - Payroll deduction Enrollment deadline
• You can combine initial deposit and payroll deduction
• Payroll Application...click here.

*Rate subject to change without prior notice

3 Year Redeemable Savings Payroll Deduction Application, click here.

Borrow up to $5,000 per member
No payment until January 2010
Convenient Payments
Payroll Deduction, automatic transfer from your credit union account or pre-authorized payment
Quick and Easy Application
Apply by fax, courier mail, or in person
Fast Requests processed the same day

At only 7.5% (fixed, guaranteed rate for one year) OECU's Stocking Stuffer Loan is a great alternative to running up your credit cards or depleting your existing cash flow.

Now you can buy gifts for all of your family members and your friends and still have a simple low interest payment option.

DOWNLOAD the Stocking Stuffer application form and submit by December 18, 2009.

Stocking Stuffer Loan Application, click here.

Service Fee Bulletin...
effective November 1, 2009.

Click here for details.

Home Renovation Tax Credit

Are you considering taking advantage of the Home Renovation Tax Credit? Talk to us about flexible financing options. We can help you make your dreams a reality!

For information about the “2009 Budget Home Renovation Tax Credit”, click here.

For Q&A’s on the Home Renovation Tax Credit, click here.

OECU Tax Free Savings Account (TFSA)

Tax-free returns at Ontario Educational Credit Union.

You can save tax-free and still have the flexibility to withdraw your savings at any time*, for any purpose – it’s your choice.

• Contribute up to $5,000 each year starting January 2009.

• Choose from a range of investments like our High Interest Savings Account, GICs and mutual funds.

• All the income (interest, dividends and capital gains) earned in your OECU TFSA are tax-free for life.

• You can withdraw from your TFSA at any time, for any reason and all withdrawals are tax-free.

You’ll be surprised at how much you will save and how quickly your tax-free savings can add up.

*certain conditions may apply

TFSA FAQ's | TFSA Calculator

Are you trading with Canada’s #1 Online Broker?

Ontario Educational Credit Union is proud to report, Credential Direct, the discount brokerage we offer for self-directed investors, has been ranked Canada’s #1 Online Broker for the 5^th time! If you’re trading with another online broker maybe it’s time you switch. [Disclaimer]

Click here to see how Credential Direct stacks up against the competition or read more about this good news.

GO Figure - Your ABC’s of Personal Finance

With one stop, make more informed financial decisions, organize your finances and calculate your needs for mortgages, personal & auto loans, retirement, insurance
and much more! “Go Figure”.
 

Online brokerage is offered through Credential Direct, a division of Credential Securities Inc., operating as a separate business unit. Credential Securities Inc. is a Member-CIPF. ®Credential Direct is a registered mark owned by Credential Financial Inc, and is used under licence.
 

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© 2009 Ontario Educational Credit Union
Suite 1, 6435 Edwards Blvd. | Mississauga, Ontario Canada L5T 2P7 | Tel: (905) 795-1637