By accessing and using this Website you agree to the following
terms and conditions:
Information or data contained in this Website is not guaranteed to
be current, accurate, or complete, and is subject to change without
notice. Changes to the information, products or services described
in this Website may be made without updating this Website to reflect
such changes. Please contact us for confirmation before acting on
any such information or data. This Website is not intended to
provide specific individual advice including, without limitation,
investment, financial, legal, accounting or tax. Please consult with
your own professional advisor on your particular circumstances.
This Website is presented on an "as is" basis only; Internet
software or transmission problems may produce inaccurate or
incomplete copies of information and materials that may be
downloaded and displayed on a party's computer.
Products and services advertised on this Website or linked Affiliate
subject to the terms of
the applicable agreements governing them: and
available in applicable
provinces and territories of Canada only, or other jurisdictions
where they may be legally offered.
This communication does
not constitute an offer or solicitation by anyone in any jurisdiction
in which an offer or solicitation cannot legally be made or to any
person to whom it is unlawful to make a solicitation.
The disclaimers, terms and conditions on this legal information page
are of general application and shall be read to be supplementary to,
and in harmony with, any disclaimer, term, or condition of specific
application on a particular page or pages of this Website. In case of
conflict, the specific shall take precedence over the general.
This site does not contain the complete record or the official copies
of Ontario Educational Credit Union public disclosure documents.
Certain names, logos, designs, titles, words or phrases on this page
or other pages of this Website may constitute trademarks, service
marks, or trade names of Ontario Educational Credit Union or other
affiliate entities. The display of any trade marks does not imply that
a license has been granted for any further use.
The display of trademarks, trade names, or service marks on this
Website does not convey or create any license or privilege of any
kind. Unauthorized use or exploitation of such marks and names is
This Website is protected under national laws and international
Except for the purpose of downloading the pages of this site for
viewing, the downloading, retransmission, storage in any medium,
copying, redistribution, reproduction, or republication of any part of
this Website for any purpose is strictly prohibited.
No content from this site may be posted to newsgroups, mail lists, or
electronic bulletin boards, or incorporated into any other Website nor
may links be created to this Website without prior written consent of
Ontario Educational Credit Union.
E-mail over the Internet is not a secure medium and privacy cannot be
assured. Ontario Educational Credit Union cannot assume any
responsibility for any harm or damage you may experience or incur by
sending personal or confidential information to any member of Ontario
Educational Credit Union over the Internet by E-mail, or if we send
such information at your request.
Third party References/Links
References in this Website to third parties' goods or service are
not endorsements or approval of such goods or services; links to other
Websites are not endorsements or approvals of such sites, the third
parties named therein, or their products and service, nor is any
liability assumed for incompatibility, non-suitability, viral
infection, worms, Trojan horses, or any other destructive or
disruptive components on or from such sites. You should always use
appropriate anti virus or other protective software to protect your
data and equipment.
Calculators, tools and projections are for general illustrative
purposes only and are not guaranteed to be accurate or complete.
Please use them only as guides or estimates.
Creditor Life and Disability insurance is underwritten by Credit
Union Insurance Services.
Travel Medical Insurance is underwritten by Credit Union Insurance
All insurance products are subject to limitations and conditions in
the applicable insurance policies; certificates of insurance supplied
to customers are summaries only.
Disclaimer of Liability
Ontario Educational Credit Union is not responsible in any way for
any damages (direct, indirect, special, economic, or consequential) in
respect of use of this Website, any of its content, or any Web