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Interest
Rates as of:
February 13, 2026
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Savings & Loan
Rates
The credit union offers a full range of loans and mortgages to its
members. Rates are subject to change without notice. Please contact
the credit union for current rates.
Demand Deposits
|
|
Paid |
Rate |
Balance of: |
|
Chequing |
|
|
|
|
Personal 1, Senior Package |
monthly |
0.05 |
$0 - $2,999 |
|
|
|
0.10 |
$3,000-$9,999 |
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|
|
0.20 |
$10,000-$24,999 |
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|
|
0.30 |
$25,000-$59,999 |
|
|
|
0.40 |
$60,000+ |
|
Savings |
|
|
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|
Daily Interest |
monthly |
0.50 |
|
|
Premium |
semi-annual |
1.00 |
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Secured |
quarterly |
0.05 |
|
|
Equity |
annually
(7/31) |
0.50 |
|
|
Summer |
annually (6/30) |
0.50 |
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VIP |
annually |
0.50 |
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Christmas Club |
annually (11/30) |
0.50 |
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Teachers Funded Leave |
quarterly |
1.50 |
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TFSA Variable |
monthly |
1.50 |
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Term Deposits
|
|
Paid |
Rate |
|
Short Term (min. $500) |
|
|
|
30 to 59 days |
maturity |
1.500 |
|
60 to 89 days |
maturity |
1.850 |
|
90 to 179 days |
maturity |
2.150 |
|
180 to 364 days |
maturity |
2.250 |
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Long Term (min. $500) |
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|
|
1 year |
maturity |
2.750 |
|
2 year |
maturity |
2.800 |
|
3 year |
maturity |
2.900 |
|
4 year |
maturity |
3.100 |
|
5 year |
maturity |
3.250 |
|
RRSP / RRIF / TFSA |
|
|
|
1 year |
maturity |
2.750 |
|
15 to 21 months |
maturity |
2.800 |
|
2 year |
maturity |
2.800 |
|
3 year |
maturity |
2.900 |
|
4 year |
maturity |
3.100 |
|
5 year |
maturity |
3.250 |
|
RRSP / RRIF Monthly |
$10,000 - $20,000 |
1.750 |
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$20,000 - $40,000 |
1.900 |
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$40,000+ |
2.000 |
|
RRSP & RRIF Variable Rate Deposit |
|
0.250 |
Mortgage Loans
|
|
6 mo. |
1 year |
2 year |
3 year |
4 year |
5 year |
|
Fixed Rate - Open |
8.500 |
8.000 |
8.000 |
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Fixed Rate - Closed |
6.990 |
5.200 |
4.600 |
4.200 |
4.300 |
4.290 |
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Variable Rate |
As low as
4.450 |
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Meritline |
As low as 4.450% |
Personal Loans
|
Variable Loan |
As low as:
7.950 |
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Personal Line of Credit |
As low as:
7.950 |
Vehicle Loans
(minimum. $5,000 Secured by vehicle)
|
New Vehicles from: |
4.950 |
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Used Vehicles from: |
7.950 |
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