🍎 Proudly Serving Ontario Educators

Banking Built for Education's Finest

Ontario Educational Credit Union has served Ontario's educational community since 1962. All educational employees — current or retired — and their families are welcome members.

OECU member — teacher in classroom with students
📍 Barrie Branch Update

Notice: Barrie Branch Hours Update

We’re pleased to share that our Barrie branch will return to regular operations, open five days a week, beginning March 30.

Open 9:00–12:30

Closed 12:30–1:00

Open 1:00–5:00

We sincerely thank all our members for their patience and understanding during this time. Your continued support means a great deal to us, and we look forward to serving you with our full schedule once again.

If you have any questions, please don’t hesitate to contact us.

Thank you for being a valued member.

No charge ATM transactions

Please reference the following link for a location near to you.

Find a No-Charge ATM →

A Full Suite of
Financial Services

We offer exceptional products with unparalleled personal service — compare our rates to the big banks, you'll be glad you did.

View All Services →
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Member Card / ATM

Access your money at thousands of no-fee ATMs across Canada through The Exchange Network — the only no-fee ATM network in Canada.

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Interac e-Transfers

Send and receive money quickly and securely to anyone with an email address or phone number in Canada.

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Payroll Deposit

Have your paycheque deposited directly — off your pay, off your mind. Start saving automatically every pay period.

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Auto & Home Insurance

Protect what matters most with competitive insurance products tailored to our members' unique needs.

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Travel Insurance

Travel with confidence. Comprehensive coverage for trips outside your province or country — peace of mind wherever you go.

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Deposit Insurance (FSRA)

Your deposits are protected by the Financial Services Regulatory Authority of Ontario — up to applicable limits per member.

Rates That Work
For Educators

We consistently offer rates that outperform the big banks — because our profits go back to our members, not shareholders.

See All Rates →
Personal Loan
8.20%
Starting rate*
RRSP Loan
Ask
Low educator rates
Mortgage Rate
4.70%
As low as — variable rate
Line of Credit
4.70%
As low as — Meritline

*Rates subject to change without notice. Approval based on creditworthiness. Contact a Member Service Rep for current rates.

Call for Nominations!

It is our desire to have a diverse Board of Directors that is a reflection of our Membership.

We are searching for candidates that have a passion to make our Credit Union better today and tomorrow.

Thank you for your interest.

If you are interested in information about being a Director of OECU please click on the link Cover Info for Potential Candidates.

For additional information and an application form please click on the link OECU Candidate for Director.

Who Can Join OECU?

All educational employees throughout Ontario — current or retired — and their families are welcome!

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Teachers & school board employees
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College & university staff
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Retired educational employees
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Family members of existing members
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All locations across Ontario

The Credit Union Advantage

Unlike banks that answer to shareholders, we answer to you — our member-owners. Our focus is exceptional service, not a sales culture.

Our Board of Directors and leadership are committed to focusing on exceptional service — not high-pressure sales tactics or up-selling. You come first, always.

🏧 ATM Card Emergency? If your Membercard is lost, stolen, or compromised, call 1-877-764-3693 (Canada & US) or 905-764-3693 (International) — available 24/7. | Find a No-Fee ATM →

Our Branches

Visit us at any of our Ontario locations. Our member service representatives are ready to help.

🏢 Mississauga (Head Office) Main

Suite 1, 6435 Edwards Blvd.
Mississauga, Ontario L5T 2P7

Hours: Mon–Fri, 9:00 a.m. – 5:00 p.m.
Tel: (905) 795-1637
Fax: (905) 795-0625
Toll Free: 1-800-463-3602

🏢 Barrie Branch

Unit B8, 48 Alliance Blvd.
Barrie, ON L4M 5K3

Hours: Mon–Fri, 9:00 a.m. – 5:00 p.m.
Open 9:00–12:30 · Closed 12:30–1:00 · Open 1:00–5:00
Tel: (705) 737-5622
Fax: (705) 737-9946
Toll Free: 1-800-292-7202

🌐 Online & NETBanking

Access your accounts anytime, anywhere in Canada and the US via our secure online banking portal.

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Available 24/7